<div dir="ltr"><div class="gmail_quote"><div class="gmail_quote"><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:115%;text-align:justify">Dear All,</span><br><div><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US"><br></span></p><p style="margin:0cm 0cm 10pt;text-align:justify" class="">
<span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US">The organizers of <a href="http://brics-cci.org/">1st BRICS and 11th Brazilian Congresses on Computational Intelligence</a> are proud to announce an Algorithm</span><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:115%"> Competition, to be
held in the beach village of "Porto de Galinhas", Brazil on 8-11th September. We would be very pleased if you could encourage your colleagues and students to enter the competition and also if you could publicize this much interesting co-located activity of our Congress. The submissions for main tracks of BRICS-CCI and CBIC 2013 are now closed with a record of over 350 submissions, <u>but </u>Competitions (i.e. SW as well as Theses/Dissertations) and other Symposia are still open for submissions. </span></p>
<font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:115%">We have brought this year competition topic from market
demands on the traditional credit risk assessment domain, but under an innovative
perspective, as previously done by us in the PAKDD competitions 2009 & 2010. </span><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:15.199999809265137px">This endeavor was not possible without <a href="http://www.neurotech.com.br/english.html">NeuroTech S.A.</a> </span><span style="font-family:Arial,sans-serif;font-size:13.600000381469727px;line-height:15.199999809265137px">(co-organizer) so that </span><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:15.199999809265137px">we are quite happy to host </span><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:15.199999809265137px">the first data mining competition in Brazil. -We do hope to see you next September! Congress is packed with interesting speakers (</span><a href="http://brics-cci.org/confirmed-invited-speakers-by-october-2012/">http://brics-cci.org/confirmed-invited-speakers-by-october-2012/</a><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:15.199999809265137px">)</span></p>
<font size="3" face="Times New Roman"></font><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><b><u><span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US">Competition Deadline:</span></u></b><span lang="EN-US" style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt"> July, 31<sup>st</sup> 2013</span></p>


<font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><b><u><span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US">Overview:</span></u></b><br></p>

<font size="3" face="Times New Roman">

</font><p class="" style="margin:0cm 0cm 10pt;text-align:justify"><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:115%">-The competition is open for academia and industry, accessible
either through the BRICS-CCI & CBIC 2013 Conference site (</span><a href="http://brics-cci.org/ci-algorithms-competition-ciac" target="_blank" style="font-family:Arial,sans-serif;font-size:10pt;line-height:115%">brics-cci.org/ci-algorithms-competition-ciac</a><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:115%">)
or directly to the competition server (</span><a href="http://brics-cci.neurotech.com.br" target="_blank" style="font-family:Arial,sans-serif;font-size:10pt;line-height:115%">brics-cci.neurotech.com.br</a><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:115%">).</span><br>
</p><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:115%">-This year’s Competition, is on the well known
application of credit scoring, focused on the effects of temporal degradation
of performance and seasonality of payment delinquency.</span></p><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:115%">-There is a real-time LeaderBoard for stimulating the
competitors’ daily participation and to allow some parameter adjustment.</span><br></p><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><b><span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US"><u>Problem Summary:</u> </span></b><b><span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US"><i>Credit Risk
Assessment System Robustness Against Degradation and Seasonal Variation</i></span></b></p><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:115%">The offer of credit for potential clients is a very
important service for stimulating consumption in the market. Despite being
among the oldest application domains for data mining, there are some
difficulties related to credit scoring which are often overlooked by modelers,
namely:</span><br></p><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 0pt 36pt;text-align:justify"><span style="line-height:115%;font-family:Symbol;font-size:10pt" lang="EN-US"><span>·<span style="font-style:normal;font-variant:normal;font-weight:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman'">        
</span></span></span><span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US">In
general, there are only data about the company’s clients for modeling, but not
about the rejected applicants thus representing a strongly biased sample of the
market given that a systematic procedure focused on the problem target (payment
default) has been applied for their selection.</span></p><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 0pt 36pt;text-align:justify"><span style="line-height:115%;font-family:Symbol;font-size:10pt" lang="EN-US"><span>·<span style="font-style:normal;font-variant:normal;font-weight:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman'">        
</span></span></span><span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US">The
data is also collected from a time interval in the past for developing a model
to be applied in a future time. Despite the absence of any drastic change in
the economy, gradual market changes and geographical expansion occur affecting
the performance of the model estimated on the modeling data set.</span></p><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt 36pt;text-align:justify"><span style="line-height:115%;font-family:Symbol;font-size:10pt" lang="EN-US"><span>·<span style="font-style:normal;font-variant:normal;font-weight:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman'">        
</span></span></span><span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US">Added
to the degradation, there is a seasonality effect that causes variations on the
monthly payment delinquency.</span></p><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US"><span> </span></span><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:115%">This competition focuses on two features of the credit
risk assessment model that are presented as tasks for the participants:</span></p><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><b><span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US">Task 1</span></b><span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US">: Robustness against performance degradation caused by
market gradual changes along few years of business operation.</span></p><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US"><b>Task 2</b>: Fitting of the estimated
delinquency produced by the estimation model to that observed on the actual
data for the applications approved by the model for Task 1.</span></p><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><span style="font-family:Arial,sans-serif;font-size:10pt;line-height:115%">-Participants will download a labeled data set from a
two-year period (2009-2010) for modeling and will submit scores to the test
dataset from a year ahead (2011). The leaderboard results will be assessed on almost
than 10% of the records from the test dataset while the whole test dataset will
be used for the final competition performance evaluation. These data sets come
from the private label credit card operation of a major Brazilian retail chain,
along stable inflation condition (2009-2011).</span><br></p><font size="3" face="Times New Roman">

</font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><span style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt" lang="EN-US"><span>-</span></span><span lang="EN-US" style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt">Competitors may use any modeling technique they wish
for either task and the official performance metrics will be the area under the
ROC curve for task-1 and the distance D of the Chi</span><span lang="EN-US" style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt">‑</span><span lang="EN-US" style="line-height:115%;font-family:Arial,sans-serif;font-size:10pt">square statistics for the monthly delinquency
estimated in task-2.</span></p><font size="3" face="Times New Roman">

</font><p class="" style="margin:0cm 0cm 10pt;text-align:justify"><b><span lang="EN-US" style="line-height:15.199999809265137px;font-family:Arial,sans-serif;font-size:10pt"><u>Webpage:</u> </span></b><a href="http://brics-cci.org/ci-algorithms-competition-ciac/">brics-cci.org/ci-algorithms-competition-ciac/</a>     or     <a href="http://brics-cci.neurotech.com.br/" target="_blank" style="font-family:Arial,sans-serif;font-size:10pt;line-height:15.199999809265137px">brics-cci.neurotech.com.br</a></p>
<p class="" style="margin:0cm 0cm 10pt;text-align:justify"><b><u><span lang="EN-US" style="line-height:15.199999809265137px;font-family:Arial,sans-serif;font-size:10pt">Contact:</span></u></b><span lang="EN-US" style="line-height:15.199999809265137px;font-family:Arial,sans-serif;font-size:10pt"> <a href="mailto:brics2013@neurotech.com.br" target="_blank">brics2013@neurotech.com.br</a></span></p>
<font size="3" face="Times New Roman"></font><p style="margin:0cm 0cm 10pt;text-align:justify" class=""><b><u><span lang="EN-US" style="line-height:15.199999809265137px;font-family:Arial,sans-serif;font-size:10pt">Competition Organizers:</span></u></b><br>
</p></div><span class=""><p class="" style="margin:0cm 0cm 10pt;text-align:justify"><font face="Arial, sans-serif"><span style="line-height:15.199999809265137px">-Paulo Jorge Leitão ADEODATO <<a href="mailto:pjla@cin.ufpe.br">pjla@cin.ufpe.br</a>> Center of Informatics, Federal University of Pernambuco / Neurotech S.A., Brazil</span></font></p>
<p class="" style="margin:0cm 0cm 10pt;text-align:justify"><span style="line-height:15.199999809265137px;font-family:Arial,sans-serif">-Swagatam Das <<a href="mailto:swagatam.das@isical.ac.in">swagatam.das@isical.ac.in</a>> Indian Statistical Institute, India</span><br>
</p><p class="" style="margin:0cm 0cm 10pt;text-align:justify"><span style="line-height:15.199999809265137px;font-family:Arial,sans-serif">-Domingos S. P. Salazar <<a href="mailto:domingos_salazar@hotmail.com">domingos_salazar@hotmail.com</a>> Distance Learning Unit, Federal Rural University of Pernambuco / Neurotech S.A., Brazil</span></p>
<p class="" style="margin:0cm 0cm 10pt;text-align:justify"><span style="line-height:15.199999809265137px;font-family:Arial,sans-serif"><br></span></p></span></div></div><div>-- <br></div><div dir="ltr"><div><a href="http://fbln.pro.br/images/FBLN_Footer.jpg" target="_blank"></a> </div>

<div><a href="http://fbln.pro.br/images/FBLN_Footer.jpg" target="_blank">Prof. Fernando Buarque</a>, <font size="1">BSc MSc DIC PhD Hab., Senior Member IEEE, PQ-2 CNPq</font><br><div style="text-align:left"><div style="text-align:-webkit-auto">
<div style="text-align:left"><font size="1">Professor Associado - </font><span style="font-size:x-small">Escola Politécnica/</span><font size="1">Universidade de Pernambuco </font><span style="font-size:x-small">(</span><a href="http://www.poli.br/" style="font-size:x-small" target="_blank">POLI</a><span style="font-size:x-small">/</span><a href="http://www.poli.br/" style="font-size:x-small" target="_blank">UPE</a><span style="font-size:x-small">)</span></div>
</div><div><font size="1">Coordenador do Mestrado de Engenharia de Computação da UPE (<a href="http://mestrado.ecomp.poli.br/" target="_blank">PPG-EC</a>)</font></div><div><font size="1">Docente do Mestrado de Engenharia de Sistemas da UPE (<a href="http://ppges.poli.br/" target="_blank">PPG-ES</a>) </font></div>
<div><span style="font-size:x-small">Docente da Graduação de Engenharia de Computação da UPE </span><span style="font-size:x-small">(</span><a href="http://www.ecomp.poli.br/" style="font-size:x-small" target="_blank">E-Comp</a><span style="font-size:x-small">)</span><span style="font-size:x-small"> </span></div>
<div><span style="font-size:x-small">Pesquisador </span><font size="1">Líder do Grupo de Inteligência Computacional da UPE (<a href="http://www.cirg.ecomp.upe.br/" target="_blank">CIRG@UPE</a>)</font></div><div><font size="1">Assessor de Relações Internacionais da POLI (<a href="http://www.poli.br/index.php?option=com_content&view=article&id=690:a-ari&catid=74:informacoes-ari&Itemid=273" target="_blank">ARI@POLI</a>)<br>
</font></div><div style="text-align:-webkit-auto"><div style="text-align:left"><span style="font-size:x-small">Coordenador Técnico do Núcleo de Telemedicina da UPE (</span><a href="http://www.nutes.upe.br/" style="font-size:x-small" target="_blank">NUTES@UPE</a><span style="font-size:x-small">)</span><br>
</div></div><div><font size="1">Visiting Professor - University of Johannesburg, South Africa (<a href="http://virtualtour.co.za/clients/University/index.html" target="_blank">Kingsway Campus</a>)</font></div><div><font size="1">Graduate Faculty - Computer Science/Florida Institute of Technology, USA (<a href="http://coe.fit.edu/cs/" target="_blank">CS@FIT</a>) </font></div>
</div></div><div><a href="http://brics-cci.org" target="_blank"><img src="http://brics-cci.org/wp-content/uploads/2012/10/BRICS-CCI_CBIC_COVER_PLAIN1-300x97.jpg"></a><br>Universidade de Pernambuco / Escola Politécnica de Pernambuco<br>
<font size="1">Rua Benfica, 455 (Bl. 'C' 2. andar) * Bairro: Madalena<br>CEP 50720-001  *  Recife, Pernambuco - Brasil<span></span><span></span><a></a><br>Fone: +55(0)81 3184-7542 * Fax: +55(0)81 3184-7581 <br></font><font face="'courier new', monospace" size="1">WEB -> <a href="http://www.fbln.pro.br/" target="_blank">http://www.fbln.pro.br/</a> * WAP -> <a href="http://www.fbln.pro.br/wap.htm" target="_blank">http://www.fbln.pro.br/wap.htm</a><br>
</font><br><b><font size="1"><i>"Se você quiser educar um homem, comece pela avó dele" (Victor Hugo).</i></font></b></div></div>
</div>